Financial Policy

Financial Policy/Northern Orthopedics, Ltd.

Thank you for choosing Northern Orthopedics, Ltd. for your orthopedic needs. We are committed to providing you with the best possible care. Since payment of your bill is part of your treatment, we want you to be sure that our financial policies are clearly understood before we begin treatment.

Payment of your account is your responsibility regardless of your insurance coverage. Your insurance is a contract between yourself and the insurance carrier; we are not a party to that contract.

Our office has provider contracts with Medicare, Medical Assistance, Tricare, Blue Cross, Medica, Preferred One, Health Partners, UCare, and Select Care. If we do not have a contract with your insurance carrier, we will bill your insurance as a courtesy to you.

Our office submits claims for confirmed worker’s compensation cases. You must have filed a “First Report of Injury” with your employer. We accept accident cases involving insurance companies and/or attorneys. In these cases, we bill the insurance company as a courtesy, but the patient remains responsible for payment of charges.

It is your responsibility to obtain the necessary referrals from your primary care physician. Any co-payments are due at the time of service. For your convenience, we accept VISA, Mastercard and Discover Card.

You will receive a monthly statement from our clinic for the remaining balance after your insurance pays the claim. Payment will be expected within 30 days of receipt. If you are unable to meet your financial obligations, arrangements will need to be made. You will need to initiate an alternative arrangement by contacting our business office.

If your account is sent to collections, it will be documented in your financial record. You will not be scheduled for future appointments without approval from the business office. Returned checks will be subject to a $25.00 fee.

I have read, understand, and agree to the above financial policy. I understand that charges not covered by my insurance company, as well as applicable co-payments and deductibles, are my responsibility. I understand that it is my responsibility to contact my insurance carrier(s) if they do not respond to payment requests made on my behalf.

Download the Financial Policy form to sign [ 60KB PDF ]

Meet our Specialists

Christopher M. Metz, MD

Originally from the Twin Cities, Dr. Metz came on board in 1998 following his studies at the University of Minnesota and residency at the University of Michigan.

Robert L. Brown, MD

Dr. Brown grew up in Minnetonka, studied at the University of Minnesota and completed his orthopedic residency at the prestigious Mayo Clinic. He joined Northern Orthopedics in 1986.

Paul D. Thompson, MD

Alexandria, Minnesota was Dr. Thompson's hometown before studying at the University of North Dakota. He joined Northern Orthopedics in 2001 following his residency in Michigan.

Benjamin D. Robertson, MD

Studies at the Medical College of Wisconsin and the University of Oslo [Norway] Medical School led Dr. Robertson to completion of his residency at the University of Minnesota. He joined Northern Orthopedics in 2007.

Amy E. Lelwica, MD

Dr. Lelwica grew up right here in Brainerd, MN and has practiced at Northern Orthopedics since 2008. Prior to that, she studied at the University of Minnesota and completed her orthopedic residency there too.

Paul T. Rud, MD

After graduating from the University of Minnesota and Finishing his residency in Michigan, Minnesotanative Dr. Rud joined the Northern Orthopedics team in 1993.

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